Ngomhla we-agasti th Kookmin Bank, i-South Korea ke, oyena consumer lender, khona ukuze ngoagasti indlu amaxabiso yenyuka ngungenyanga ngomhla kwinyanga i-seoul isixeko (zabo kuvuka kuqala kwi - kwiinyanga ezine) kwaye ngu. Eyahlukileyo i data kwi-Mali Iinkonzo Ikhomishini lwabonisa ukuba mortgage abolekisa zinyuke kabini njengoko ngokukhawuleza kwi-agasti njengoko enye inyanga kulo nyaka uphelileyo.
Kick-nokuqala stagnant izindlu kwimakethi ingaba wavakalisa enkulu ngqo umgaqo-nkqubo imbono ka-Choi Kyung-hwan, usekela-prime umphathiswa kwaye umphathiswa isicwangciso-qhinga kwaye iimali.
Izithintelo baba eased ngomhla wo- agasti ukuvumela mortgages kutsho kwi-asixhenxe a ipropati ke ixabiso kunye namashumi ye-borrower ke ingeniso. Yethutyana phezu kwimakethi kanjalo negalelo isigqibo yi-Bank of south Korea (BOK, i-South isikorean central bank) kwi-agasti th ukusika isiseko umyinge yi-amabini anesihlanu qho amanqaku. amashumi amabini anesihlanu yayo yokuqala enjalo reduction ukususela ngojuni. Ngomhla we-agasti th Choi Kyung-hwan walumkisa 'deflation imingcipheko', suggesting uxinzelelo BOK ukusika amazinga kwakhona ngexesha layo elandelayo ngenyanga intlanganiso ngoseptemba th. Yonke le marks a U-jika kulo mgaqo-nkqubo I-mortgage curbs ukuba kuba ngoku sele eased baba imposed a-decade eyadlulayo, xa nkxalabo waba overheating kwaye enokwenzeka indlu ixabiso bubble. Imiceli-estate speculation waba stigmatised: ezintathu Ikhabhinethi abaneleyo withdrew xa umtyholwa ka-ukuziqhelanisa.
Nangona kunjalo, eziliqela okunxulumene imibandela buthathaka lwamanzi ukusukela ngo- ngu ikhadi lebhanki letyala bunzima, global-mali downturn kwaye spiralling khaya ityala, apho ufikelele phezu KWETHU dollazi trn ekupheleni-juni kuba ngoku wenza deflation loom elikhulu njengoko a kunokwenzeka nkxalabo.
Emva lokukhula nge. zintlanu kwi, indlu afumaneka kwi-i-seoul zithe kwi prolonged landula, iqumrhu kwi-yokugqibela iminyaka emithathu. Amaxabiso wawa ngu isibhozo kulonyaka kwikota yokuqala yowama, kodwa inyathelo lophuhliso lomgaqo-unciphiso lwegama iwele steadily ukusukela kwikota yokuqala ka. Le meko waqhubeka ukuphucula kwi-kwikota yesibini ka, kunye namaxabiso falling ngo nje. zimbini, kwaye ngojulayi-agasti amaxabiso kuba risen nge-i-avareji. u-kulonyaka Ezi zezinye esa kundoqo data kwaye kwangoko imihla. Ukuba uptick sagcinwa ngoseptemba (nangona ixesha elide Chuseok ukuvunwa festival iholide babe impower ukuba nyanga ke amanani) olulolunye ozayo, izakuba kuba ngokubanzi kwimakethi sentiment, consumer bechitha kwaye GDP ukukhula prospects.
